Make a Difference

A man was walking down a deserted Mexican beach at sunset. As he walked along he began to see another man in the distance.

As he grew nearer he noticed that the local native kept leaning down, picking something up, and throwing it out into the water. Time and again he kept hurling things out into the ocean.

As our friend approached even closer he noticed that the man was picking up starfish that had washed up onto the beach, and one at a time, he was throwing them back into the ocean.

The first man was puzzled. He approached the man and said, "Good Evening Friend, I was wondering what are you doing?" And he replied, "I'm throwing these starfish back into the ocean. You see, it's low tide right now and all these starfish have been washed up onto the shore. If I don't throw them back into the sea, they will die from the lack of oxygen."

"I understand," my friend replied "but there must be thousands of starfish on this beach and you couldn't possibly get to all of them. There are simply too many and don't you realize that this is happening on hundreds of beaches up and down this coast ... can't you see that that you can't possibly make a difference?

The local native smiled, bent down, picked up yet another starfish ... and as he threw it back out into the sea, he replied, "It made a difference to that one!"

You may feel like you cannot make a difference in the world today, but you CAN make a difference in one life at a time.

Lessons to be learnt :
* Never underestimate your own efforts. You too could make a difference.
* Don't ask what the world could do for you, seek what you could do to the world.

Click to Solve Logical Puzzles, Sudoku and Games Online

Did you enjoy this post? Get The Fun Learning updates via email...

Enter your email address:

Delivered by FeedBurner

*Absolutely amazing!* *Beauty of Maths!*

1 x 8 + 1 = 9
12 x 8 + 2 = 98
123 x 8 + 3 = 987
1234 x 8 + 4 = 9876
12345 x 8 + 5 = 98765
123456 x 8 + 6 = 987654
1234567 x 8 + 7 = 9876543
12345678 x 8 + 8 = 98765432
123456789 x 8 + 9 = 987654321

1 x 9 + 2 = 11
12 x 9 + 3 = 111
123 x 9 + 4 = 1111
1234 x 9 + 5 = 11111
12345 x 9 + 6 = 111111
123456 x 9 + 7 = 1111111
1234567 x 9 + 8 = 11111111
12345678 x 9 + 9 = 111111111
123456789 x 9 +10= 1111111111

9 x 9 + 7 = 88
98 x 9 + 6 = 888
987 x 9 + 5 = 8888
9876 x 9 + 4 = 88888
98765 x 9 + 3 = 888888
987654 x 9 + 2 = 8888888
9876543 x 9 + 1 = 88888888
98765432 x 9 + 0 = 888888888

Brilliant, isn't it?
And look at this symmetry:

1 x 1 = 1
11 x 11 = 121
111 x 111 = 12321
1111 x 1111 = 1234321
11111 x 11111 = 123454321
111111 x 111111 = 12345654321
1111111 x 1111111 = 1234567654321
11111111 x 11111111 = 123456787654321
111111111 x 111111111=12345678987654321

Now, take a look at this...

101%

From a strictly mathematical viewpoint:

What Equals 100%?
What does it mean to give MORE than 100%?

Ever wonder about those people who say they are giving more than 100%?

We have all been in situations where someone wants you to
GIVE OVER 100%.

How about ACHIEVING 101%?

What equals 100% in life?

Here's a little mathematical formula that might help answer these questions:

If:

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Is represented as:

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26.

If:

*
H-A-R-D-W-O-R- K*

8+1+18+4+23+15+18+11 = 98%

And:
*
K-N-O-W-L-E-D-G-E*

11+14+15+23+12+5+4+7+5 = 96%

But:
*
A-T-T-I-T-U-D-E*

1+20+20+9+20+21+4+5 = 100%

THEN, look how far the love of God will take you:

*
L-O-V-E-O-F-G-O-D*

12+15+22+5+15+6+7+15+4 = 101%

Therefore, one can conclude with mathematical certainty that:

While Hard Work and Knowledge will get you close and Attitude will get you there, It's the Love of God that will put you over the top!

Click to Solve Logical Puzzles, Sudoku and Games Online

Did you enjoy this post? Get The Fun Learning updates via email...

Enter your email address:

Delivered by FeedBurner

PERSEVERANCE

When things go wrong as they sometimes will,
When the road you're trudging seems all up hill,
When the funds are low and the debts are high
And you want to smile, but you have to sigh,
When care is pressing you down a bit,
Rest if you must, but don't you quit.

Life is queer with its twists and turns,
As every one of us sometimes learns,
And many a failure turns about
When he might have won had he stuck it out;
Don't give up though the pace seems slow
You may succeed with another blow,
Success is failure turned inside out
The silver tint of the clouds of doubt,
And you never can tell how close you are,
It may be near when it seems so far;
So stick to the fight when you're hardest hit
It's when things seem worst that you must not quit.

Click to Solve Logical Puzzles, Sudoku and Games Online

Did you enjoy this post? Get The Fun Learning updates via email...

Enter your email address:

Delivered by FeedBurner

Rotten Chicken

Customer :  I can't eat such a rotten chicken. Call the manager!    

Waiter:  It's no use. He won't eat it either.

Click to Solve Logical Puzzles, Sudoku and Games Online

Did you enjoy this post? Get The Fun Learning updates via email...

Enter your email address:

Delivered by FeedBurner

An investing misconception

We are sure that everyone, at some point of time in their investing career has faced this situation. You are thinking of investing in a stock, but you feel that the entry price is way too high. And, this is purely based on the absolute share price that the stock is trading at. This is assuming that liquidity is not of much concern to you.

Case in point are companies like Orissa Minerals Development at Rs 26,261 per share or Dalal Street Investments at 21,634 per share.

Also Warren Buffet's very own Berkshire Hathaway Class A shares that last traded at US$ 125,160 per share.

Would you invest in your idol firm's shares? Maybe not.

To understand this situation we shall take a look at a few examples.

We will start with a simple question.

Suppose you were offered a pet bottle of Coke and one of Pepsi. The Coke is priced at Rs 500 for a 500 ml (millilitre) bottle. Pepsi is priced at just Rs 50 for the same. Which one will you choose and why?

If you picked Coke in this example you were effectively paying Rs 1/ml. And if you picked Pepsi, well you were paying a mere Rs 0.1/ml.

So, if you picked Coke, you were paying a hefty premium of 900% per millilitre for what was essentially the same sweet, black coloured liquid. Coke and Pepsi are close substitutes for each other. Here the price for Pepsi is definitely 'cheaper' than Coke. So let's hope that you picked Pepsi in this example.

Using the same example, let us now move on to stocks.

Let's now suppose Coke and Pepsi were both listed on a stock exchange. Let us assume that only their core business i.e. that of selling only Coke or Pepsi is listed. In reality, these are multi-billion dollar conglomerates, with holdings in restaurants, food, beverages etc. Let us also assume that they have the same level of management competence, same value of assets (plants) etc.

Coke was trading at Rs 5,000/share. While, Pepsi was trading at Rs 50/share.

Now, which one is 'cheaper'?

If you immediately answered Pepsi again, you might have to think again. This question is not as easy to answer as the last question. You cannot use the absolute value (i.e. share price) of the share to decide which one is 'cheaper' this time around. Shares are in the most basic sense, the divided up value of the entire business of the company. The entire business is composed of assets and liabilities (including owners' equity) which have claims to the firms' assets.

Assets = Liabilities + Owners Equity

In this example, we assume that Coke and Pepsi have no debt or liabilities, equal assets, and all these assets are completely funded by equity. Since, there are no other claims to the assets; the entire value is owned by the equity holders. But, what we have to understand is that this asset allocation to shareholders is on a proportionate basis. This is based on the number of shares that an investor owns. Not all companies have the same number of shares, however.

What we did not have in the example so far, was the number of shares the companies had outstanding. We are effectively paying for ownership in the company when we buy a share. In the famous words of Warren Buffet, "Price is what you pay. Value is what you get."

Coke vs Pepsi

Criteria	Unit	Coke	Pepsi
Price/share	Rs	5,000	50
Shares outstanding	Nos	500	100,000
Value of assets	Rs	5,000,000	5,000,000
Equity value (Market Cap)	Rs	2,500,000	5,000,000

Now, with the additional information, we can see that Coke is actually a 'cheaper' option.

Coke vs Pepsi

Criteria	Unit	Coke	Pepsi
Price per share (Paying) - A	Rs	5,000	50
Assets per share (Receiving) - B	Rs	10,000	50
B/A	times	2	1

How is a Rs 5,000 share cheaper than a Rs 50 share? This is because even though the companies have the same asset value, one is trading at a discount to asset value, i.e. cheaper. So effectively by paying Rs 5,000/ share for Coke, you would be getting Rs 10,000 per share in assets, doubling the value of your investment.

While with Pepsi, by investing Rs 50, you are only receiving Rs 50 per share in assets. Since the both have the same assets, you would prefer to buy the cheaper option.

So now, let us hope you do not decide what is cheap or expensive based on only the absolute price, but rather on the value of the ownership or assets you are getting in the said company.

 

Thanks to Equity Master

 

http://www.equitymaster.com/detail.asp?date=9/21/2010&story=3

Click to Solve Logical Puzzles, Sudoku and Games Online

Did you enjoy this post? Get The Fun Learning updates via email...

Enter your email address:

Delivered by FeedBurner

It'z You ......!!!

It'z You ......!!!

One day, all the employees reached the office and they saw a big advice on the door on which it was written: 

"Yesterday the person who has been hindering your growth in this company passed away. We invite you to join the funeral in the room that has been prepared in the gym."

At first everyone was sad to hear that one of their colleagues had died, but after a while they started getting curious about who this person might be.

The excitement grew as the employees arrived at the gym to pay their last respects.

Everyone wondered: "Who is this person who was hindering my progress? Well, at least he’s no longer here!"

One by one the employees got closer to the coffin and when they looked inside it they suddenly became speechless. They stood over the coffin, shocked and in silence, as if someone had touched the deepest part of their soul.

There was a mirror inside the coffin: everyone who looked inside it could see himself. There was also a sign next to the mirror that said:

"There is only one person who is capable to set limits to your growth: it is YOU."

YOU are the only person who can revolutionize your life.

YOU are the only person who can influence your happiness, your realization and your success.

YOU are the only person who can help yourself.

Your life does not change when your boss changes, when your friends change,  when your company changes.

Your life changes when YOU change, when you go beyond your limiting beliefs, when you realize that YOU ARE the only one responsible for your life.

The most important relationship you can have, is the one you have with yourself" 

Examine yourself, watch yourself. Don't be afraid of difficulties, impossibilities and losses: be a winner, build yourself and your reality. 

The world is like a mirror: it gives back to anyone the reflection of the thoughts in which one has strongly believed. 

The world and your reality are like mirrors lying in a coffin, which show to any individual the death of his divine capability to imagine and create his happiness and his success.

It's the way you face Life that makes the difference.

Click to Solve Logical Puzzles, Sudoku and Games Online

Did you enjoy this post? Get The Fun Learning updates via email...

Enter your email address:

Delivered by FeedBurner

INSPIRATIONAL QUOTES

• The greatest discovery of my generation is that human beings can alter their lives by altering their attitudes of mind.William James

• A man with no imagination has no wings. Muhammad Ali

• The future belongs to those who believe in the beauty of their dreams. Eleanor Roosevelt

• What a man thinks of himself, that is which determines, or rather indicates, his fate. Henry David Thoreau

• The best way to predict the future is to create it.Peter F. Drucker

• We are what we repeatedly do. Excellence, therefore, is not an act, but a habit. Aristotle

• It is our choices...that show what we truly are, far more than our abilities." J. K. Rowling

• When it is dark enough, you can see the stars Ralph Waldo Emerson

• When you follow the dream in you heart, you’re energised, inspired, and motivated. Dr. John F. Demartini 

• Our greatest glory is not in never falling but in rising every time we fall. Confucius

• Some men see things as they are and ask why. Others dream things that never were and ask why not. George Bernard Shaw

• To achieve greatness, start where you are, use what you have, do what you can. Arthur Ashe

• Nothing great was ever achieved without enthusiasm. Ralph Waldo Emerson

• If we did all the things we are capable of doing, we would literally astound ourselves. Thomas Edison

Click to Solve Logical Puzzles, Sudoku and Games Online

Did you enjoy this post? Get The Fun Learning updates via email...

Enter your email address:

Delivered by FeedBurner